Cookie Policy
The following describes the General Terms of Use of our website Star5.ch.
PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING OUR WEBSITE. BY ACCESSING OR USING OUR WEBSITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE OUR WEBSITE. IF YOU DO NOT UNDERSTAND THESE TERMS AND CONDITIONS, DO NOT USE OUR WEBSITE. WE MAY MODIFY THIS AGREEMENT AT ANY TIME WITHOUT EXPRESSLY NOTIFYING YOU INDIVIDUALLY, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED AGREEMENT ON OUR WEBSITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF OUR WEBSITE AFTER SUCH NOTICE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT, INCLUDING ANY MODIFICATIONS, ADDITIONS, DELETIONS OR OTHER CHANGES.
OUR WEBSITE AND ITS CONTENTS ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND. OUR WEBSITE AND ITS SUPPLIERS, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIM ALL WARRANTIES, INCLUDING (BUT NOT LIMITED TO) THE WARRANTY OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTY RIGHTS AND THE WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE. OUR WEBSITE AND ITS SUPPLIERS MAKE NO WARRANTY AS TO THE ACCURACY, RELIABILITY, COMPLETENESS OR TIMELINESS OF THE CONTENT, SERVICES, SOFTWARE TEXT, GRAPHICS AND LINKS
By using this website, you agree to abide by these Terms of Use. Please read them carefully.
Our Star5.ch website (and other “internal” websites derived from it, such as specific membership sites or web pages relevant to the main site or weblog) is an online (and, periodically, offline) information service and is subject to compliance with the terms and conditions set forth below (all parts and parties collectively referred to as our site).
Any other policy, notice or other legal/administrative page contained on our website is necessarily incorporated into these Terms of Use. This may include, without limitation, a DMCA policy, privacy policy, disclaimer, copyright notice, anti-spam policy and FTC compliance policy.
You agree to comply with all applicable laws and regulations concerning your use of the Star5.ch website and the content and elements provided therein.
Our website is an independent, stand-alone entity that has no relationship, connection, or affiliation of any kind with any company, person, organization, or group mentioned herein, even if such name appears in our website name, domain, URL, or otherwise. You should assume that no other party, by the mere mention of its name, has endorsed anything you see here. The goal is simply to provide useful resources to our readers, some of which may be compensated. You should simply assume at all times that we are being compensated, and while this does not encourage us to make unsubstantiated recommendations, you should always be responsible for your own financial decisions, whether to invest, buy, donate or otherwise.
- Copyrights, Licenses and Idea Submissions/Users.The following describes the copyright notice for our website.
The entire content of our website is protected by intellectual property law, including copyright and international trademark law. The owner of the copyrights and/or trademarks are our website and/or other third party licensors or related entities.
You have no rights to any articles, books, ebooks, documents, blogs, software, applications, add-ons, plugins, art, graphics, images, photos, videos, webinars, recordings or any other material viewed or listened to through or from our Star5.ch website or by email or through protected content in a member site. Posting data on our website, such as a blog comment, does not change this fact and does not give you any rights to the data. You waive any rights to your content once it becomes part of our website.
YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT OR DISTRIBUTE IN ANY WAY THE CONTENT OF OUR WEBSITE, INCLUDING THE TEXT, GRAPHICS, CODE AND/OR SOFTWARE. You must retain all copyright and other proprietary notices contained in the original Content on any copy you make of the Content. You may not sell or modify the content or reproduce, display, publicly perform, distribute or otherwise use the content for any public or commercial purpose. The use of paid content on any other website or in a networked computer environment for any purpose is prohibited. If you violate any of the Terms and Conditions, your permission to use the Content automatically terminates and you must immediately destroy any copies you have made of the Content.
You are granted a non-exclusive, non-transferable, revocable license to use our website solely for your private, personal, non-commercial use. You may print and download portions of the material from the various sections of the website solely for your own non-commercial use, provided that you agree not to change the content from its original form. In addition, you agree not to change or delete any copyright or proprietary notices from the materials you print or download. Also note that any notice on any part of our website that prohibits printing and downloading supersedes all prior representations and controls.
As a user, you agree to use the products and services offered by our website in a manner consistent with all applicable local, state and federal laws and regulations. No unlawful, obscene, profane, indecent or otherwise objectionable, threatening, defamatory or invasive of privacy or publicity rights material shall be stored or transmitted that violates the rights of others.
Our Star5.ch website prohibits any conduct that may constitute a criminal offense, give rise to civil liability or otherwise violate any law. Any activity that restricts or inhibits any other user from using the services of our website is also prohibited. Unless otherwise agreed to in writing, you may not post or transmit any advertising or commercial solicitation on our website.
You agree to grant our website a non-exclusive, royalty-free, worldwide, irrevocable, perpetual license, with the right to sublicense, to reproduce, distribute, transmit, create derivative works from, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and services) that you submit to any public portion of our website (such as forums, blogs and newsgroups) or by e-mail to our website by any means and in any media now known or later developed. You also grant our website the right to use your name in connection with the submitted materials and other information, as well as in connection with any advertising, marketing and promotional materials related thereto. You agree that you will have no recourse against our website for alleged or actual infringement or misappropriation of any proprietary rights in your communications to our website.
Trademarks.
Publications, products, content or services referenced here or on our website are trademarks or proprietary service marks of our Star5.ch website or related parties. Other product and company names mentioned on our website may be trademarks of their respective owners.
Links to our website.
You may provide links to our website, provided that you do not modify, delete or obscure the copyright notice or other notices on our website. Your website or other source of links must not engage in illegal or pornographic activities. Finally, you may link provided you understand that you must immediately stop linking to our website upon request from our website.
- Usage of our website.
You accept, acknowledge and agree that we are not trained professionals and that we do not purport to give professional or expert advice in any field.
The information contained or made available on the Star5.ch website is not intended to constitute, and does not constitute, legal advice. Our website, and your use of it, does not create an attorney-client relationship. We do not guarantee the accuracy, adequacy or currency of the data contained in or linked to our website.
The information contained on or made available through our website is not intended to be, and does not constitute, medical or health advice. Our website, and your use of it, does not create a doctor-patient relationship. We do not guarantee the accuracy, adequacy, or currency of the data contained on or linked to our website.
The information contained on or made available through our website does not constitute financial or investment advice and is not intended to constitute such advice. Our website and your use of it do not create an advisor-client relationship. We do not guarantee the accuracy, adequacy or currency of the data contained in or linked to our website.
Your use of the Star5.ch website or materials linked to our site is entirely at your own risk. You should not act or rely on the materials on our website, if any, without consulting a competent attorney licensed to practice in your jurisdiction for your particular legal matters. You should not act or rely on the information on our website, if any, without consulting a qualified medical practitioner licensed in your province or territory for your particular medical condition. You should not act or rely on the information on our website, if any, without consulting a qualified financial advisor licensed to practice in your province or territory to address your particular financial needs and concerns.
We may make changes to the features, functionality or content of our website at any time. We reserve the right, in our sole discretion, to change or remove any data on our website.
Your duty to other users.
Your use of our website is for your own personal, non-commercial benefit. You may not exploit our website in any way that undermines the personal information of others, whether in blog comments or otherwise, for your own use or for the benefit of others. This includes, but is not limited to, spam (unsolicited commercial email).
If you inadvertently obtain personal information about other users, you should not share it with anyone else.
Restricted Access.
Access to certain parts of the Star5.ch website is restricted. We reserve the right to restrict access to other parts of our website, or even our entire website, at our discretion.
If we provide you with a user ID (username) and password to enable you to access restricted areas of our website or other content or services, you must ensure that this user ID and password are kept confidential. You may not share your user ID and/or password with anyone for any reason, directly or indirectly. You accept responsibility for all activities that occur under your username or password.
We may disable your username and password at our sole discretion or if you breach any of the policies or conditions governing your use of the Star5.ch website or any other contractual obligation you have to us.
Third Party Products and Services.
You understand that, except for information, products or services clearly identified as being provided by our website, our website does not operate, control or endorse any information, products or services on the Internet in any way. Except for information identified as such by our website, all information, products and services offered on our website or on the Internet are generally offered by third parties who are not affiliated with our website, and we may be compensated for them.
Viruses, etc.
You also understand that our Star5.ch website cannot and does not guarantee or warrant that files available for downloading from our website will be free of infection or viruses, worms, Trojan horses or other code with contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to meet your specific requirements for accuracy of input and output data, and for maintaining a means external to our website for reconstruction of any lost data.
Assuming Risk.
YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF OUR WEBSITE AND THE INTERNET. OUR WEBSITE PROVIDES OUR WEBSITE AND RELATED INFORMATION ON AN “AS IS” BASIS AND MAKES NO EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER (INCLUDING, WITHOUT LIMITATION, WARRANTIES OF TITLE OR NON-INFRINGEMENT, OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH RESPECT TO ANY PRODUCT OR SERVICE, ANY COMMERCIAL INFORMATION OR SERVICE PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY, AND OUR WEBSITE SHALL NOT BE LIABLE FOR ANY COSTS OR DAMAGES ARISING DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTIONS. IT IS YOUR SOLE RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF ALL OPINIONS, ADVICE, SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY. OUR WEBSITE DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SERVICE WILL BE CORRECTED.
YOU FURTHER UNDERSTAND THAT THE PURE NATURE OF THE INTERNET CONTAINS UNEDITED MATERIAL, SOME OF WHICH IS SEXUALLY EXPLICIT OR MAY OFFEND YOU. YOUR ACCESS TO SUCH MATERIALS IS AT YOUR OWN RISK. OUR WEBSITE HAS NO CONTROL OVER, AND ACCEPTS NO RESPONSIBILITY OR LIABILITY WHATSOEVER FOR, ANY SUCH MATERIAL YOU MAY ACCESS IN ANY WAY.
Limitation of liability.
The content may contain inaccuracies or typographical errors. Our Star5.ch website makes no representations about the accuracy, reliability, completeness or timeliness of the content or about the results to be obtained from using our website or the content it contains. Your use of our website and its content is at your own risk. Changes are periodically made to our website and may be made at any time.
OUR WEBSITE DOES NOT WARRANT THAT OUR WEBSITE WILL OPERATE ERROR-FREE OR THAT OUR WEBSITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES AND OTHER HARMFUL PRODUCTS OR CONDITIONS. IF YOUR USE OF OUR WEBSITE OR ITS CONTENTS REQUIRES SERVICING OR REPLACING EQUIPMENT OR DATA, OUR WEBSITE IS NOT RESPONSIBLE FOR THOSE COSTS.
Express exclusion of liability for consequential damages.
IN NO EVENT SHALL OUR WEBSITE, ITS SUPPLIERS OR ANY THIRD PARTIES MENTIONED ON OUR WEBSITE BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL, INDIRECT OR OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE, ANY INFORMATION OR TRANSACTION PROVIDED ON OR DOWNLOADED FROM THE SERVICE, OR ANY DELAY IN PROVIDING SUCH INFORMATION OR SERVICE. EVEN IF OUR WEBSITE OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR (II) ANY CLAIM ARISING OUT OF ERRORS, OMISSIONS OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS OR INFORMATION DOWNLOADED THROUGH THE SERVICE.
BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW, RESULTING IN THE LOWEST AMOUNT PERMITTED FOR THE AGGREGATE LIABILITY OF OUR WEB SITE AND AFFILIATED PARTIES FOR ANY CLAIM ARISING OUT OF OR RELATING TO OUR WEB SITE. THIS PROVISION IS IN LIEU OF ALL OTHER REMEDIES OTHERWISE AVAILABLE.
Links to Other Websites.
Our website contains links to third-party websites. Our Star5.ch website makes no representations whatsoever about any other website which you may access through this one or which may contain a link to this site.
When you access a website from our website, please understand that it is independent from our website and that our website has no control over the content on that site. These links are provided solely as a convenience to you and do not constitute an endorsement by our website of the content of such third-party websites. Our website is not responsible for the content of linked third-party websites and makes no representations regarding the content or accuracy of materials on such third-party websites. If you decide to access linked third-party websites, you do so at your own risk. We do not necessarily endorse, recommend, suggest, or otherwise make any opening or inducement to action regarding any product or service offered. You should assume that we are compensated for any purchases you make. Again, any claim of revenue should be construed as an atypical result and you assume the risk of inferior results, including losses, for which we assume no responsibility or liability.
User Submissions.
As a user of the Star5.ch website, you are responsible for your own communications and are liable for the consequences of posting them. You must not do any of the following: Post copyrighted material, unless you are the copyright owner or have the copyright owner’s permission to post it; Post material that reveals trade secrets, unless you are the copyright owner or have the owner’s permission; Post material that violates any other intellectual property rights of others or the privacy or publicity rights of others; post material that is obscene, profane, defamatory, threatening, harassing, abusive, hateful, or embarrassing to another user of our website or to any other person or entity; post a sexually explicit image; post commercial advertisements or solicitations; post chain letters or pyramid schemes; or impersonate another person.
Our website does not represent or warrant the truthfulness, accuracy or reliability of any communication posted by other users of our website or endorse any opinions expressed by users of our website. You acknowledge that any use of materials posted by other users of our website is at your own risk.
Our Star5.ch website does not necessarily screen communications in advance and is not responsible for screening or monitoring material posted by users of our website. If our website monitors our website and/or is notified by a user of communications that allegedly do not comply with this Agreement, our website may investigate the allegation and determine in good faith and in its sole discretion whether to remove or request removal of the communication. Our website has no liability to users of our website for the performance or nonperformance of such activities. Our website reserves the right to expel users from our website and prevent their further access to our website for violating this agreement or any law or regulation, and also reserves the right to remove communications that are abusive, illegal or disruptive.
Social Media Warning (Disclosure of Personal and Private Information).
Social media has provided a platform for people to disclose a great deal of personal information about themselves in a way that seems harmless, if not appropriate and expected. However, many people have already lived long enough to regret the personal information they or others have shared. This has long been the case with simple emails. It is exponentially true of social websites and social media applications on any other website, including this one. We caution you against the reckless disclosure of information.
- Indemnification.
You agree to indemnify, defend and hold harmless our Star5.ch website, its members, officers, directors, employees, agents, licensors, suppliers and any third party who provides information to our website from and against any and all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any use or breach of this Agreement (including negligent or wrongful conduct) by you or any other person accessing our site.
- Third party rights.
The provisions of paragraphs 2 (Use of the Service) and 3 (Indemnification) are for the benefit of our website and its owners, officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Service. Each of these persons or entities shall have the right to assert and enforce these provisions directly against you on its own behalf.
Term; Termination.
We reserve the right to investigate complaints or reported violations of these Terms of Service and Terms of Use and to take any action we deem appropriate, including, but not limited to, reporting suspected illegal activity to law enforcement officials, regulators, or other third parties and disclosing any necessary or appropriate data to such persons or entities regarding your profile, email addresses, usage history, IP addresses, and traffic data.
This Agreement, in whole or in part, may be terminated by Star5.ch without notice at any time and for any reason. The provisions of paragraphs 1 (Copyright, Licenses and Idea Submissions), 2 (Use of Service), 3 (Indemnification), 4 (Third Party Rights), 6 (Hiring an Attorney/No Attorney-Client Relationship) and 7 (Miscellaneous) shall survive any termination of this Agreement, in whole or in part.
- hiring an investment advisor, lawyer, physician or other professional / no attorney-client relationship or fiduciary capacity.
Choosing a lawyer, doctor or investment advisor is a serious matter and should NOT be based solely on the data contained on our website or in advertisements.
The law is constantly changing and the data may not be complete or accurate depending on your particular legal issue. Each legal issue depends on its particular facts and different jurisdictions have different laws and regulations. For this reason, you should seriously consider retaining a professional lawyer licensed in your province or territory.
Medical issues are complex and can often stem from both organic and psychological factors. A website should never be used as a source of diagnosis or treatment of medical problems.
Financial issues are very individualistic. Risk tolerance is only one factor to consider before making investments or financial decisions. For these and other reasons, you should turn to a qualified professional, not a website.
You may send us an email, but under no circumstances will this communication be construed as establishing an attorney-client relationship, or any other professional relationship, and therefore the communication should not include confidential or sensitive data because your communication will not be treated as confidential.
- Miscellaneous.
Applicable Law
This Agreement shall be treated as if it had been signed, entered into force and performed in the State of Geneva, Switzerland. Accordingly, it shall be governed by and construed in accordance with the laws of Geneva, Switzerland relating to agreements, without regard to conflict of laws principles.
Disputes.
Any action brought by you against our Star5.ch website must be commenced within one (1) year after the action arises or be finally waived and barred. All actions are subject to the limitations set forth in these Terms of Use. Any legal claim arising out of or relating to these Terms of Use or our website, excluding any infringement of intellectual property rights and other claims by us, shall be settled confidentially by binding and enforceable arbitration in accordance with the commercial arbitration rules of the American Arbitration Association. The arbitration shall take place in Geneva, Switzerland. Each party shall bear one-half of the costs of the arbitration and the costs incurred, and each party shall bear its own attorney’s fees. All claims shall be arbitrated individually and shall not be consolidated in an arbitration with any other party’s claim or controversy.
Modification.
Neither the conduct of the parties nor industry trade practices may alter the provisions of this Agreement.
Assignability.
Our Website may assign its rights and obligations under this Agreement to any party at any time without notice.
Counter Preferentum.
The language in these Terms of Use shall be construed in its fair meaning and not strictly for or against either party. Any rule of construction that ambiguities must be resolved against the drafter (i.e., “contra preferentum”) shall not apply to the interpretation of these Terms of Use, as the Agreement shall be construed as having been co-signed by the parties.
Severability.
If any part of these Terms of Use is held to be invalid or unenforceable, that part shall be construed to the extent possible in accordance with applicable law and the severability shall apply to the remaining parts so that they remain in full force and effect.
This Agreement shall prevail.
To the extent that anything in or associated with our website conflicts or is inconsistent with these Terms of Service and Terms of Use, these Terms of Service and Terms of Use shall control.
Waiver.
Our failure to enforce any provision of these Terms of Service and Terms of Use shall not be deemed a waiver of such provision or of the right to enforce such provision.
Our rights under these Terms of Service and Terms of Use shall survive any termination of this Agreement.
All rights not expressly granted herein are reserved to Star5.ch.
CHANGE NOTICE: As with all of our administrative and legal notice pages, the content of this page may change over time. As a result, this page may read differently the next time you visit. These changes are necessary and carried out by Star5.ch in order to protect you and our Star5.ch website. If this page is important to you, you should check it frequently because no further notice of content changes will be provided to you before or after the change takes effect.
COPYRIGHT NOTICE: The legal notices and administrative pages of this website, including this one, were diligently prepared by a lawyer. We at Star5.ch have paid to license the use of these legal notices and administrative pages on Star5.ch and Him for your protection and ours. This material may not be used in any way for any reason and its unauthorized use is monitored by Copyscape to detect violators.
QUESTIONS/COMMENTS: If you have any questions about the content of this page, or if you simply want to contact us for any other reason, you can do so by following this link: